I walked into a branch of Oceanic Branch near my office this morning to make enquiries about their Executive Savings Account, an offer which a friend told me about sometime last month. I had been informed that the product could serve both as a current and savings account and I wanted to know how.
Even their definition says it all:
This account is basically a target account for high net worth individuals which enables them save towards a dream project.
Talking about ‘high net worth’, my Oceanic Branch visit turned out quite surprising, as I got a very good reception etc. In a brief, I gathered:
– the ESA product would allow the deposit of cheques issued from other banks(non-Oceanic),
– ESA account cheques cannot be deposited into current accounts of other banks(non-Oceanic) or cashed over the counter.
The most interesting part: I got a text message some few minutes ago informing me of my new account number, even with an accounts officer assigned:
Dear Customer, you account [13–digit number], [my name] has been opened. Your account officer i: [account officers name]. For inquiries, call 01–2705000.
I’m all smiles in my new EXECUTIVE position. What else could be better than having an accounts officer in charge of a savings account, and getting this info as a text-message.
Dear Oceanic Bank,
Please keep up the good work.